This story was originally published on Stockhead.For almost any startup, the time will come when founders need to front private investors and raise capital to fund the next stage of growth.Access to early-stage funding will generally determine if a business idea gets the cashflow it needs to grow into a scalable model, or ends up on the scrap heap.And when it comes to putting those business ideas under scrutiny, often there’s no better devil’s advocate than an experienced investor who’s asking for a good reason to part with their capital.In view of that, Stockhead spoke with six successful startup founders to get the lowdown on that most difficult questions they’ve been asked when pitching their business to potential investors.

Dr Silvia Pfeiffer, CEO at Coviu

In a nutshell

“Most of the questions investors ask are tough to answer. However, the trickiest two I’ve come across are ‘what is your exit plan?’ and ‘why do you think a bigger global company won’t decide to go after your market?’”

The details

When you get asked about an exit plan, you’re essentially being asked to dismantle something that you’ve worked so hard to create. As a startup founder, your whole goal is to build something that will help people, and grow a business. Therefore I think it’s very difficult at the startup phase to know whether at some stage you’ll want to sell, who may be interested in buying the business, or whether you’ll be able to grow the business sufficiently to list it.On competition from bigger companies, there’s never really an easy answer for how to combat this. My last business was in video search – we built a video search engine before Google had one. Then when Google decided to build theirs, we pivoted to big data analytics around online video. We pivoted because we thought we couldn’t compete with Google.As it turned out, there were a number of other companies that stuck to their video search focus and sold to other players that needed video search, for example big video hosting companies like Brightcove. This shows that a new technology isn’t only needed by one big player in the market – there are plenty of other places where a new technology can play and be valuable.

Andrew Maloney, CEO at Student Super

In a nutshell

“The hardest questions are the inherently unanswerable ones.”

The details

Raising capital is fundamentally about accessing money today that will be used to create a future return. When you deal with the future, you immediately land in a world of probabilities. There is no certainty in the future, just probabilities. A good investor understands that, and has an inherent good sense of weighing realistic probabilities.The hardest questions come when an investor has an unrealistic view of uncertainty. They either want everything to be unrealistically certain, or fear that everything bad is not just possible but probable.For example, an investor might insist on getting a very specific answer to questions that are inherently probabilities. You can give them what they want: “We will sign up 22,500 members in year 6.” But it’s disingenuous.It’s hard to have to explain that we can only provide our best estimate based on XYZ data points. But you end up sounding weak. I don’t know how to deal with these questions.Worse is the opposite – when an investor selects a highly unlikely event, and demands that you assure them it is impossible.“What happens if Google launches a superannuation fund?” And of course nothing is entirely impossible, so you end up going in circles discussing improbable vs impossible. You pretty quickly realise you are wasting your time.It’s great when you have an investor who occupies the middle ground. They are comfortable with an uncertain future and have an ability to assess risk realistically and intelligently. You have a much more insightful conversation.

Yanir Yakutiel, CEO and founder of Lumi

In a nutshell

“In my experience, knowing your numbers inside out and having a great time are the key aspects to focus on before meeting potential investors.”

The details

Investors will want to spend time understanding your financial model. Be prepared for questions about your future projections, how much equity and debt you’ve raised, factors limiting faster growth, key metrics the management focuses on and are you raising enough money to do what you set out to do.They will also be curious about when and how much you’re expecting to raise in the next financing round as this will have a material impact on the value of their investment.Also, most investors in the early stages are more concerned about the quality of the team than the products, as the product can be streamed over time. They will want to know that you have the right people to execute the plan you put forward.They will also want to know who the key team members are, their experience in the industry and other key roles you’re considering to fill in the future.

Anastasia Volkova, CEO at FluroSat

In a nutshell

“The toughest question I was asked is ‘why are you going to win?’.”

The details

This question is looking to reveal the “secret weapon” or “secret sauce”, as it’s often called. It’s a difficult one to judge how to answer, because you might want to hold off showing this ace till later in the pitch.This question gives you a great opportunity to share why you believe your team, your Go-To-Market strategy and your technology are going to shape the future. For many businesses however, it’s hard to point out any of the elements as the singular “killer reason” for success.In this instance, it’s important to convey to the investor why a combination of ingredients unique to your team and your vision is so uniquely powerful that it is definitely going to be a winning one!

Dr Elliot Smith, CEO at Maxwell Plus

In a nutshell

“The hardest question I’ve been asked is ‘how are you going to make a change to a giant slow-moving industry (i.e. healthcare)?”

The details

It’s a relevant question; health is big, slow and often resistant to change. We’ve tackled this problem with a combination of science and having a startup mindset – being flexible and agile.We’ve also had to find a way to demonstrate to investors that we were appealing to the outcomes, research focused clinicians. Ultimately, we’re looking at new ways to test for prostate cancer, which clinicians are very open to, so we’re able to work collaboratively with them to make a real change.

Marcus Ehrlich, MD at Ninox Robotics

In a nutshell

“Using drone technology for commercial purposes is in its relative infancy, so I’ve been on a journey to educate investors on the merits of the market opportunity, the viability of the products and the global scalability of the platform.”

The details

Given the level of technical complexity in our business, which involves both (flying!) machinery and data, it’s often an initial stumbling block for potential investors who want to know how Ninox is going to be the winner in the race for competitive advantage.One of the most difficult questions is around forecasting numbers and what potential returns might look like for investors. We operate in a highly regulated environment at the same time as attempting a technological shift, where both the wheels of government and industry often move slowly. Forecasting forward numbers and their arrival is challenging given these circumstances.Stockhead covers emerging ASX companies and investment opportunities. Get daily stock updates Stockhead. 

Read Next

• Retired Stockbroker Reveals The Dangers Of Going Big On An Inside Trade
• Money Saving Tips To Get You Filthy Rich In Your 40s

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Of all the questions to keep us up into the early hours of the night, it’s the eternal quandary of just what the hell smart casual dress code means for men. And to be honest, our anxiety isn’t unfounded: the Macquarie Dictionary defines the smart casual dress code for men as “well-dressed in a casual style” (whatever that means).

So, we here at DMARGE are going to try and unpack that rather vague definition and help break down exactly what constitutes smart casual style for men and the pieces of clothing you should be adding to your wardrobe to help you nail your next event.

Unsure what menswear brands to buy? Check out our round-up of the best men’s clothing brands to buy right now.

Smart casual dress code for men, defined

Other definitions of smart casual dress vary, such as the Oxford Dictionary’s view. This defines ‘smart casual for men’ as “neat, conventional, yet relatively informal in style”. Urban Dictionary gets warmer, offering the incisive description that this is a “nonsensical dress code that people slap onto events, parties, and workplace which always causes confusion and often spectacular results”.

So yeah, it’s safe to say no one really has a clue what smart casual dress means, but that doesn’t stop men from asking the age-old question. in short, it’s really about adapting these silly definitions to match your personal style.

Instead of surrendering to looking like duds, we’ve decided to break down this nebulous term and demystify it for the confused public (and our own good).

Here, we go through the common elements of the dress code piece by piece, so you can get at least one thing right in your life.

What is smart casual dress code?

Smart casual might be meaningless, but that doesn’t mean you’re off the hook entirely. This confusing no-mans-land is about finding the middle of both ends of the formality spectrum. Like what Byron Bay locals constantly say, everything here is about balance.

Ultimately, as the very naming of the dress code implies, smart first, casual second. When in doubt – and this should apply to all areas of your life – play it safe and dress on the smarter side. People say it’s better to be overdressed than underdressed for a bloody good reason. You’d hate to turn up to an event wearing a t-shirt, tailored shorts and some crisp white sneakers when everyone else is wearing chinos, shirt and a blazer, for example.

Now that we’ve cleared that up, we’ll break down the wardrobe staples to give you an idea of what will and won’t look the part for the smart casual and nailing your next outfit.

Blazers & jackets

With smart casual outfits, it’s better to be overdressed than under, but a work suit jacket is a big style no-no. They’re too structured and just scream corporate attire. Save these for properly formal events. A smart casual blazer, however, should be a staple if you want to lean on the smarter end of the spectrum.

Cotton-linen blends are the thinking man’s option for the warmer months (linen on its own can be fragile), while merino wool or wool-silk blends should be worn in winter. Go for unlined, soft-shouldered jackets or an unstructured blazer with patch pockets, and functioning buttons to roll the sleeves a little if it’s hot.

Bomber jackets and trench coats are also totally acceptable style options when it comes to smart-casual too. Perhaps a striped t-shirt underneath and neatly pressed trousers. Yes, now you’re talking.

You’ll get more mileage out of plain colours, but don’t be afraid to experiment with bolder shades of blue, burgundy, tan or the odd pattern here and there. Just don’t go overboard with novelty colours, neon, or obscene statement prints someone could spot from the other side of the bar.

For daring men, try a leather jacket with a shirt to spice things up. Just a sample of smart casual clothes.

RELATED: Best Men’s Chore Jackets

Casual Shirts

When it comes to shirts in the context of smart casual, a single-colour shirt in a traditional hue is a safe option, but it certainly isn’t your only option. Patterned casual shirts (stripes or fine houndstooth, for example ) or even printed shirts, bring personality into your style and can be balanced out with more classic pieces elsewhere if you’re concerned about going over the top. Hell, even printed shirts are totally okay these days, just don’t combine too many colours.

If you do want to throw on a printed shirt, then pair it with a neutral blazer and chinos if you want to show you’re here to party, but do so sensibly at the same time.

Do you need to tuck it in? If it’s designed with long shirt tails, yes. If not, then no. But if you’re wearing a jacket, you should always find a way to keep your shirt tucked in, unless you want to resemble a fourth-rate DJ from the mid-2000’s.

Hot tip: The button-down shirt is a no brainer for men when it comes to smart casual shirts. If you’re wearing one in summer, then try a lighter or brighter smart casual shirt.

T-Shirts

This is where the smart casual dress code can work in favour of men who like to be a little lazy with their syle, or just really don’t like the idea of wearing a button-up shirt. T-shirts can most definitely be considered smart casual, but there are some rules to follow.

A t-shirt is a perfectly acceptable part of a smart casual wardrobe, but be sure you stick with the basics only. Go for a crisp, fitted tee with a crewneck. This will help accentuate your broad shoulders and cover up as much skin as possible. Avoid thin, wispy fabrics, because no one is interested in the dimensions of your nipples.

V-neck t-shirts are a complete no-go here unless you want to be known as one of ‘those guys’ from down the pub.

Casual Pants & Jeans

As with your upper half, when it comes to putting on some pants, you can take advantage of the more ‘smart’ casual nature intended for your outfit. This means you can forget wearing suit pants or formal trousers entirely and buy chinos or a pair of slim denim jeans instead.

There are still some rules to abide by, however. Keep your pants and chinos fitted, keep colours neutral, and keep them on the shorter side to prevent any ugly folds over your shoe.

And while there is some casual leeway, that doesn’t extend to anything ripped – you’re not in a Pearl Jam cover band or going to a music festival.

If you decide to wear a pair of jeans, you should look to be wearing darker shades of denim blue, or go for black jeans, and be sure to avoid rips to ensure you keep with the ‘smart’ part of the casual. Ideally, pair your denim with a shirt or t-shirt and a blazer.

Shorts

With smart casual shorts, it’s probably easier to tell you what to avoid. Boardies, cargo shorts, anything below the knee, and anything you could be seen playing sport in should be firmly ignored.

Instead, you should be wearing something tailored, to show you’re putting in a bit of effort, in cotton or cotton-linen. Chuck in a pattern if the rest of your outfit is plain to keep your style credentials on point, but otherwise keep it simple with navy, grey, or cream. And we did say keep them tailored, but they shouldn’t look like retro footy shorts where beans contour reigns supreme.

Shoes & sneakers

Unlike cocktail dress (smart casual’s older, aloof brother) smart casual shoes are less of a problem. You can get away with a lot, but not quite everything. The rule is to keep them harmonious with the top half of your outfit. Don’t wear oxfords with shorts and a linen oxford shirt, for example.

The nature of the event will certainly dictate the style of footwear we as men can get away with. If it’s a friend’s 30th birthday, then by all means, wear a pair of clean white sneakers or Chelsea boots. If you’re headed to a wedding, however, then you’ll need to wear a pair of smart casual dress shoes instead.

And you might want to think about avoiding Converse All-Stars with chinos and a blazer. Yes, style-wise they can look good, but you have to remember your audience and where you’ll be wearing them. Anything from tennis shoes and suede derby’s to monk straps and loafers all fit the fashion ticket – provided they’re clean and not scavenged in a frenzy from the bottom of a clearance tray.

You probably know better already, but remember that shoes make or break the outfit and you’ll be judged on their merit even if you’re wearing a Rolex and shouting everyone beers.

Accessories

Ties are optional, but to be honest, we can’t foresee a smart casual attire event that ever screams out for one. Leave it at home and bring a pocket square instead to add some colour. Coordinate it with your shirt, ensuring you avoid hankies that are too bold or contrived.

You’ll also want to be sure you add a belt into the mix to ensure you understand style. You don’t necessarily need the fanciest full-grain leather belt from a high-end designer brand, as you can certainly play around with materials, such as woven and textile belts.

Sunglasses for the daytime are a must (especially if your conversation partner is a bit dull and your eyes wander). Tortoiseshell is the best pick for individuality, but conservative black or brown frames are fine if the rest of your outfit has plenty of colour.

You should also look into investing in some pieces of jewellery. A simple leather bracelet or a sterling silver signet ring can instantly transform a perfectly passable smart casual outfit into one that will help you stand out and be the subject of gossip the following day.

What The Fashion Experts Say About ‘Smart Casual For Men’

“Denotes giving thought to your casual outfit. The ‘smart’ in smart casual also implies clever dressing. Considering comfort, and relaxed style, the key for me is to have one smart or hero piece in your casual ensemble. A denim shirt with a linen suit, a pair of box fresh sneakers with an unstructured suit or handmade loafers with your favourite jeans, just may do the trick. Tucking in your shirt or rolling cuffs can make a remarkable difference to your casual outfit, rendering it ‘smart casual’. Smart casual is the ultimate mix of tailoring, smart footwear choices and core casual wardrobe staples.”

Jeff Lack @jefflack

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Smart Casual For Men FAQ

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Low-carb dieters risk lowering their tolerance to carbohydrates such that ‘cheat day’ could hurt more than their waistline. In fact, the University of British Columbia just discovered that interrupting ‘ketosis’ — the fat burning state in which many low-carb dieters’ bodies rest — can cause “alarming” damage to their blood vessels.

To test this theory, UBC researchers gave nine healthy young men a 75-gram glucose drink (equivalent to a plate of fries or a large bottle of soda) before and after a seven-day high fat, low carbohydrate diet, “similar to that of a modern ketogenic diet,” (Science Daily).

“We were originally looking for things like an inflammatory response or reduced tolerance to blood glucose,” said Cody Durrer, the study’s first author. “What we found instead were biomarkers in the blood suggesting that vessel walls were being damaged by the sudden spike in glucose.”

Jonathan Little, senior author of the study, believes the damage is caused by the body’s metabolic response to excess blood sugar, which involves the shedding — and possible death — of blood vessels.

“Even though these were otherwise healthy young males,” he said, “When we looked at their blood vessel health after consuming the glucose drink, the results looked like they might have come from someone with poor cardiovascular health.”

“It was somewhat alarming.”

Of course, with only nine individuals taking part in the study, larger-scale research is required before we write off our beloved Friday doughnuts — or before we revert back to a less carb restrictive diet.

That said, as Science Daily points out, “The results should give those on a keto diet pause when considering a cheat day.”

Little expressed a similar worry: “My concern is that many of the people going on a keto diet — whether it’s to lose weight, to treat Type 2 diabetes, or some other health reason — may be undoing some of the positive impacts on their blood vessels if they suddenly blast them with glucose… Especially if these people are at a higher risk for cardiovascular disease in the first place.”

“Our data suggests a ketogenic diet is not something you do for six days a week and take Saturday off.”

If you’re a keto advocate; you probably knew that anyway. But hey: we can all do with a little extra motivation to moderate (or avoid) cheat day, right?

Read Next

• The Ketogenic Diet – The Truth About How It Impacts Your Health 
• 11 Healthy Snacks To Make Sure You Get Enough Fibre On A Keto Diet

The post Keto Diet Mistakes: Cheat Day Could Damage Blood Vessels appeared first on DMARGE Australia.

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Hugh Jackman’s latest workout proves middle age doesn’t have to come with a beer gut. To the contrary: Wolverine’s transition from demi-devil to casually ripped 50-year-old proves that — even though you might not have the ‘bulking’ capacity of your younger self — there’s no excuse for letting yourself go in your 50s.

Hugh Jackman’s playful gym attitude also reveals the secret to maintaining your success — and rippling muscles — over time: having fun. As the recent workout routines on the Australian actor’s Instagram page attest, this could involve anything from training with a mate (and taking commentary from hecklers)…

 

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Gym heckler!!! #dogpound #bri #cameo

A post shared by Hugh Jackman (@thehughjackman) on Jan 7, 2019 at 4:49am PST

To ‘recovering’ between sets by dancing around with Childish Gambino…

 

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A post shared by Hugh Jackman (@thehughjackman) on Feb 15, 2019 at 4:59am PST

And chucking a medicine ball around as if it was a soft and cuddly volleyball doesn’t hurt either.

 

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A post shared by Hugh Jackman (@thehughjackman) on Dec 21, 2018 at 7:10am PST

The down to earth actor mastered the subtle art of not giving a f*ck before it was even a book, and made a name for himself by looking stylishly masculine, not taking himself too seriously, and possessing a healthy dollop of simmering rage which he channelled into films as diverse as Wolverine to Les Miserables.

This attitude has also kept him fighting fit into his late forties and fifties (he turns 51 in October), as you can see below.

 

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A post shared by Hugh Jackman (@thehughjackman) on Feb 16, 2019 at 8:24am PST

Men and woman of all ages have been inspired by Jackman’s honest (“as painful as it looks”) and playful gym posts, making comments like “I wanna try this today”, “respect” and “you are my hero”.

 

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A post shared by Hugh Jackman (@thehughjackman) on Jun 2, 2019 at 2:57am PDT

Want to join the ‘jacked man’ club? Try something new; spice up your workout today.

Read Next

• Cardio Is The Unlikely Key To Building Muscle; Here’s Why

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Dating is a minefield only social savants and liquored up uni students can skip through like hopscotch. For the rest of us it is a tedious task punctuated with as much disappointment as matches.

Then, when you finally get chatting with someone cool, you meet them in person and they run over your dog. That is, if you are this unfortunate woman, who recently recounted the worst Tinder date of her life for the internet to judge.

The funny thing is, as the anonymous 9 Honey writer admits: running over her dog wasn’t even the worst thing about the guy. It was his attitude. Which takes her story from being a well-crafted pile of words to a life lesson for men everywhere — it’s not the mistakes you make on a date that determines your reputation, it’s how you deal with them.

“I met Thomas on Tinder and was excited about meeting him. He was British, had a really gorgeous accent and promised he’d be taking me somewhere special.”

So far so good.

“He didn’t disappoint me at all, and took me to one of my ‘dream restaurants,’ a place I’d always wished I could go to but couldn’t ever afford. And yes, he paid!”

“We were very attracted to each other and he kept saying he’d love to spend the night with me, but agreed when I said I’d rather take it slowly.”

They then drove to the woman’s home, where Thomas greeted the woman’s dog, Coco, before smooching her goodbye.

Thomas then got into his car to leave. But as he was reversing, “Coco started to run and then she was behind the car. I started yelling and motioning with my arms for Thomas to stop but he didn’t. The next thing I knew, he’d hit Coco,” (Nine Honey).

“I screamed, then started crying. She was okay but clearly in pain. He got out of the car and started swearing, saying he was sorry. I told him I needed to get Coco to the local animal hospital.”

This is where our antihero made his worst mistake yet — instead of offering to take the 9 Honey writer and her dog to the vet Thomas handed her $50 and said, “This should cover your vet bills.”

“I didn’t even take the money, I just got my car keys and took off with Coco in the back seat,” the woman wrote, explaining: the incident “was a real eye-opener.”

“Here was a man who was keen to sleep with me that night. But when my dog, who is like my baby, was hit – by him – he couldn’t even be bothered coming with me to see if she was okay.”

So when Thomas checked in the next day to see how Coco was — and to arrange another date — he was told in no uncertain terms that he’d blown it.

While this saga is unlikely to happen to most of us, let it serve both as a warning and — for those prone to spilling tomato sauce on their date — a pressure easer. If you have a good attitude (and it wasn’t Chanel) you’ll be just fine.

Read Next

• This Guy Could Be The World’s Biggest Asshole On Bumble
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The post First Date Fails: Woman Reveals The Worst Mistake A Man Can Make appeared first on DMARGE Australia.

Qantas’ frequent flyer program just got back from a $25 million day spa and looks much better for it. But, while most features have scrubbed up nicely, there are some which Business and First Class travellers may need to get their heads around.

First up: the positives.

• There will now be significantly more seats (across all classes) that can be booked with points — between Qantas and its codeshare partners (plus a deal they have with Emirates) this adds up to one million ‘reward seats’ a year.
• Carrier fee charges have been slashed by up to 50%.
• The rewards seats will be distributed across popular destinations like London, Los Angeles, Tokyo and Singapore (as well as others).
• Economy ‘reward seats’ on international routes will be 10% cheaper to book with points.

However, for Business or First Class hopefuls, it’s not all smooth skin and cute cuticles. As part of the overhaul, premium cabin seats will now cost 15% more in points than they did before, and upgrades will require 9% more. Both changes will take effect from the 18th September 2019.

 

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A post shared by Craig (@craighong) on Jun 12, 2019 at 3:59am PDT

Qantas says the increase has been made “to better reflect the value of this premium experience,” and will be offset (somewhat) by carrier costs coming down (which should save you, on average, $200 per international return trip).

“It is the first increase in 15 years and the product has improved a lot in that time,” (Alan Joyce).

For the high-rollers: Qantas also announced a new points club “more exclusive than the Chairman’s lounge” (SMH), which includes a two-tiered system of which even the base tier requires members to earn 150,000 points a year on the ground to keep their membership.

That’s a lot of ‘point-bought’ wine.

They also announced a ‘Lifetime Platinum’ status — the “ultimate recognition” for loyal passengers (and the threshold of which will be more than five times the amount of credits required for Lifetime Gold).

 

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A post shared by Qantas (@qantas) on Jun 17, 2019 at 1:29am PDT

Qantas expects the increased engagement the frequent flyer program is set to cause to pay for the $25 million dollar overhaul “within the first year.”

If you feel like helping them out; London, Los Angeles, Tokyo and Singapore await.

Read Next

• Why Being A Wine Enthusiast Could Be Your Ticket To A Business Class Upgrade
• Qantas Launches ‘Points Plane’ Exclusively For Frequent Flyers 
• How My First Ever Business Class Trip Ruined Me For Life

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Ever had the urge to escape the rat race and never look back? If so: you’re either a hiker or could do with becoming one (even if just for the weekend), meaning you need to know your outdoor brands.

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So, whether you are about to attempt the Kokoda Trail or whether you just plan on wearing outdoor clothing around the city to increase your ‘rugged gentleman‘ street cred, these are the best outdoor brands to get into your life (and hiking pack) this year.

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